If you’re planning to invite your parents or grandparents to Canada under the Super Visa program, one key requirement to keep top of mind is the Super Visa insurance. This special visitor insurance is mandatory and ensures that your loved ones have adequate health coverage during their extended stay. Staying updated with the latest insurance requirements for 2025 will help you avoid delays or complications in the visa process.
In this article, we’ll break down everything you need to know about Super Visa insurance in 2025 — from coverage limits and approved providers to typical costs — so you can be well-prepared to welcome your family with confidence.
What Is a Super Visa?
The Super Visa is a special visa category that allows parents and grandparents of Canadian citizens or permanent residents to stay in Canada for up to two years at a time without needing to renew their status. It’s valid for up to 10 years, providing multiple entries over that period.
Because the stay can be lengthy, applicants must meet strict insurance requirements to qualify.
Why Is Super Visa Insurance Required?
Unlike regular visitor visas, the Super Visa program requires applicants to have private medical insurance coverage from a Canadian insurance company. This protects both the visitor and the Canadian healthcare system by ensuring any medical emergencies or health issues during their stay are covered.
Without valid Super Visa insurance, the visa application will be refused.
Key Insurance Requirements for Super Visa in 2025
Here’s what you need to know about the insurance policy for 2025:
1. Minimum Coverage Amount
-
At least $100,000 CAD in coverage is mandatory.
-
This amount should cover healthcare, hospitalization, and repatriation costs.
-
Policies with lower coverage amounts will not be accepted.
2. Coverage Duration
-
The insurance must be valid for at least one year from the date the applicant enters Canada.
-
Coverage must be continuous during their stay and can be renewed for longer stays.
3. Provider Eligibility
-
The policy must be purchased from a Canadian insurance company licensed to sell visitor insurance.
-
The insurer must be able to provide proof of coverage to immigration authorities upon request.
4. Types of Covered Services
-
Emergency medical care
-
Hospitalization
-
Physician services
-
Prescription drugs (depending on plan)
-
Medical evacuation and repatriation
-
Travel assistance services (optional but recommended)
Approved Providers in Canada
Several reputable insurers offer Super Visa insurance plans tailored to meet these requirements. Some well-known providers in 2025 include:
-
Manulife Financial
-
Allianz Global Assistance
-
Blue Cross
-
Sun Life Financial
-
TuGo
Each provider offers different plans with varying premiums, coverage options, and customer service. It’s important to compare these plans to find the best fit for your parents or grandparents.
Typical Costs of Super Visa Insurance in 2025
The cost of Super Visa insurance varies based on factors such as:
-
Applicant’s age
-
Health status
-
Coverage amount and duration
-
Deductibles and optional benefits
As a general guideline:
-
Younger applicants (50s-60s) may pay around $700 to $1,200 CAD for one year of coverage.
-
Older applicants (70s and above) can expect premiums ranging from $1,500 to $3,000 CAD or more, depending on health conditions.
Shopping around and consulting with insurance brokers can help secure competitive rates and suitable coverage.
Important Tips When Purchasing Super Visa Insurance
-
Buy before applying: Insurance must be purchased before submitting the Super Visa application.
-
Keep proof handy: Have a copy of the insurance policy and proof of payment ready to submit if requested by immigration officials.
-
Check renewal policies: Make sure the insurance can be renewed easily if the visitor plans to stay longer than one year.
-
Understand the exclusions: Read the fine print to understand any pre-existing condition clauses or limitations.
-
Consider travel assistance: Some plans include 24/7 travel assistance and concierge services, which can be very helpful in emergencies.
How to Apply for Super Visa Insurance
-
Assess needs: Determine the applicant’s age, health, and length of stay to identify coverage requirements.
-
Compare plans: Research and compare insurance providers and policies.
-
Purchase policy: Buy the insurance from a licensed Canadian insurer.
-
Obtain documents: Secure the insurance certificate and policy details.
-
Include with visa application: Submit the proof of insurance along with the Super Visa application.
Final Thoughts
Super Visa insurance is a vital part of the Super Visa application process in 2025. Ensuring your parents or grandparents have valid, comprehensive coverage not only satisfies immigration requirements but also provides peace of mind during their stay.