Disclaimers

Primary Disclaimer

The information contained herein is for Ontario, British Columbia, Saskatchewan, Alberta and Nova Scotia residents only and does not constitute an offer to sell or solicit sales in any other Canadian or Foreign Jurisdictions.

Mutual funds, ETFs, Alternative Funds and Exempt Market products are offered and regulated through Global Maxfin Investments Inc. Non-Mutual fund services and Life Insurance products are provided by Global Insurance Solutions Inc. and “AM Investments & Insurance Solutions Inc.”

This publication contains opinions of the writer and may not reflect opinions of Global Maxfin Investments Inc. The information contained herein was obtained from sources believed to be reliable, but no representation, or warranty, express or implied, is made by the writer or Global Maxfin Investments Inc. or any other person as to its accuracy, completeness or correctness. This publication is not an offer to sell or a solicitation of an offer to buy any of the securities. The securities discussed in this publication may not be eligible for sale in some jurisdictions. If you are not a Canadian resident, this report should not have been delivered to you. This publication is not meant to provide legal or account advice. As each situation is different you should consult your own professional advisors for advice based on your specific circumstances.

Dual-Licensing Disclaimer

Global Maxfin Investments Inc. is registered as a Mutual Fund Dealer with the Provincial Securities Commissions and as such our Associates are entitled to sell mutual funds and other approved securities as permitted under our registration. They may also be able to provide other services or products to you through their own business.

As a member of the Mutual Fund Dealers Association of Canada (MFDA), Global Maxfin Investments Inc. is obligated to disclose to you that you may be dealing with companies other than Global Maxfin Investments Inc. when purchasing services or products from your Associate (remuneration to your Associate may also come from various sources depending on the services or products purchased). For example, your Associate may offer any one or more of the following through a separate business, which would not be the responsibility of Global Maxfin Investments Inc.:

Deposit Instruments: High Interest Savings Accounts and GICs
Financial planning services — including fee-for-service financial planning
Estate Planning
Tax Planning or Income Tax Preparation
Insurance: Life, Critical Illness, Accident and Sickness, General, etc.

Please be sure that you have a clear understanding of which company you are dealing with for each of your services and products. Your Associate would be happy to provide any clarification you require.

No Legal or Financial Advice

The information provided on this site is for information purposes only. Under no circumstances should you regard any information you read or access on this site as financial, accounting, legal, or tax advice. You should consult your financial advisor before acting on any information on this website.

Link Disclaimer

Links to third-party websites: ANNA MAKARYAN, AM Investments and Insurance Solutions Inc., Global Maxfin Investments Inc., and Global Insurance Solutions Inc. do not make any representation that the information in any linked site is accurate and will not accept any responsibility or liability for any inaccuracies in the information not maintained by them, such as linked sites. Any opinion or advice expressed in a linked site should not be construed as the opinion or advice of ANNA MAKARYAN, AM Investments and Insurance Solutions Inc., Global Maxfin Investments Inc., and Global Insurance Solutions Inc.

By clicking on a third-party link, you will leave this website. Privacy and security policies may differ from those practiced by ANNA MAKARYAN, AM Investments and Insurance Solutions Inc., Global Maxfin Investments Inc., and Global Insurance Solutions Inc.

Confidentiality

The Internet is not a secure medium and privacy cannot be assured. E-mail is vulnerable to interception and forging. ANNA MAKARYAN, AM Investments and Insurance Solutions Inc., Global Maxfin Investments Inc., and Global Insurance Solutions Inc. cannot ensure the privacy of any information or instructions you send to us or that we send to you over the Internet. We will not be responsible for any damages you may incur if you communicate confidential information to us over the Internet or if we communicate such information to you at your request.

Warranty Disclaimer

Nothing on this website constitutes a solicitation or offer by ANNA MAKARYAN, AM Investments and Insurance Solutions Inc., Global Maxfin Investments Inc., and Global Insurance Solutions Inc. We do not warrant the accuracy, completeness, quality, adequacy or content of any information or tool on the website nor do we make any warranty as to the results that may be obtained from the use of the service. The website and content are provided “as is” without warranty or condition of any kind.

We do not warrant that this site or any sites to which this site is linked, or any information or other material downloaded from this site or linked sites are uninterrupted, error-free, or free of viruses, defects or other harmful components.

No Solicitation

Accuracy and Changes

The information presented on this site is provided as a general source of information, and is not guaranteed to be current, accurate, or complete, and is subject to change without notice.

Limitation of Liability

ANNA MAKARYAN, AM Investments and Insurance Solutions Inc., Global Maxfin Investments Inc., and Global Insurance Solutions Inc. will not be responsible or liable for any direct, indirect, special, incidental, or consequential damages, or any other damages whatsoever, including, without limitation, lost revenues, lost profits or loss of prospective economic advantage, resulting from the use or misuse of this website, or the information or documents thereof, even if advised of the possibility of such damages or such damages are reasonably foreseeable.

Foreign Language Disclaimer

The official text is the English version of the website. Any discrepancies or differences created in the translation are not binding and have no legal effect for compliance or enforcement purposes. If any questions arise related to the accuracy of the information contained in the translated website, please refer to the English version of the website which is the official version.