Top Disability Insurance in Canada

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Explore our Disability Insurance services

Choosing the right Disability Insurance is the key in protecting your income and helps you keep your quality of life. Our plans help you handle surprises. You will not have to change your lifestyle or obligations.

Short-term Disability Insurance

Short-term Disability Insurance replaces your income for a limited time. It usually covers temporary illnesses or injuries that keep you from working for weeks, months, or years. This coverage is great for people who need financial support after surgery, illness, or an accident.

Long-term Disability Insurance

Long-term Disability Insurance provides financial help for disabilities that last months or years. This support helps you stay financially stable while you recover. All in all, this coverage is for people who can not return to work for a long time because of serious health issues. It is different from short-term plans.

Income or Loan protection

Insurance acts as your financial lifeline during life’s unexpected storms. Should you face total disability from an accident or illness – a monthly benefit steps in to ease your debt burden. Rest assured, all fixed-term loans with regular payments are safeguarded. Plus, clients can claim benefits with just a single submission.

Employer-sponsored disability plans

Employers provide disability plans to protect employees’ income if they become disabled. This helps to keep the workforce secure. Also, employer-sponsored plans often cost less than private disability insurance. And they often provide both short-term and long-term coverage options.

Accident-only Disability Insurance

This plan is for people who want coverage for injuries from accidents. It excludes illnesses and offers financial assistance if you become disabled due to an accident. It is especially helpful for people in high-risk jobs or those who play extreme sports and do other physical activities. Accident-only coverage provides compensation for lost wages and medical bills from sudden injuries.

Self-employed disability coverage

This plan is made for entrepreneurs and freelancers. It gives important income protection when standard job benefits are not available. If you can not work because of illness or injury, it can lead to serious problems. As a self-employed person, you can ensure your financial security with this insurance coverage.

 

Why choose us

We provide expert advice, tailored policies, and committed support. Here is why our clients trust us:

All-in-One Solutions

Our range of plans get the best Disability Insurance in Canada for your needs.

Expert Assistance

Our team has years of experience in helping Canadians to get the best Disability Insurance and secure their income and loans.

Flexible Policy Options

We customize Disability Insurance to match your lifestyle. This is true whether you are an employee, self-employed or a business owner.

Quick & Easy Claims Process

Our easy claims system helps you get your benefits quickly. This reduces financial stress.

Trusted in Canada

We are a leading company which has access to the majority of insurance companies in Canada, trusted by individuals and businesses alike.

How to get Disability Insurance?

The process of getting Disability Insurance in Canada is simple and hassle-free. Follow these easy steps to secure your coverage and protect your income and your loans.

Step 1. Consultation

Our Insurance Brokers assess your financial needs and find the right coverage. We will look at your finances, life goals and suggest the best policy for you.

Step 2. Application

Contact us to fill out the paperwork and give the details needed to start the approval process. Our team ensures a smooth application experience, guiding you through every single step.

Step 3. Approval & Coverage

When your policy gets approved, it becomes active. This ensures financial security for you and your family. You will get policy documents and complete coverage details.

Useful FAQs About Disability Insurance in Canada

How much does Disability Insurance cost in Canada?
Disability Insurance premiums change based on several factors. These include age, job, health and how much coverage you want. The cost depends on the policy features and how much income replacement you need.

Disability Insurance covers lost income if you are unable to work due to injury or illness.

Coverage may include:

  • Temporary disabilities
  • Long-term disabilities
  • Accident-related injuries
  • Critical illnesses

This depends on the policy you choose.

Yes. If you are self-employed, you lack employer-sponsored benefits. So Disability Insurance is key. It safeguards your income if you get hurt or sick. This way, you can pay your bills even when you can not work.

Coverage amounts vary based on your income, occupation and policy type. This type of insurance helps you stay financially stable during your recovery.

To find the best Disability Insurance in Canada, compare these points first of all:

  • Coverage options
  • Premium costs
  • Additional benefits

Choosing a trusted provider gives you full protection designed just for you.

Contact us today to discuss your needs and explore available policies to begin the application process. Our team will answer your questions and take you through the whole process.